12.03.2026.
Mlinar has become the first beneficiary of the new Risk Sharing Framework launched in Croatia by the European Bank for Reconstruction and Development (EBRD) and Zagrebačka banka. This modern financial model strengthens banks’ lending capacity through risk sharing and enables stronger support for the private sector and the real economy. Under this arrangement, Mlinar has been granted a €15 million loan, with EBRD guaranteeing 65 percent of the loan amount.
The funds will enable Mlinar to further accelerate its growth and development through capital investments, modernization of production capacities, expansion and refurbishment of its retail network, as well as potential strategic acquisitions. For EBRD, unfunded risk-sharing instruments represent one of the key tools for strengthening the competitiveness of the private sector.
Through such financing models, EBRD enables banks to free up additional capital capacity and expand lending to companies with strong potential for sustainable growth and development. The cooperation between Mlinar, EBRD and Zagrebačka banka is an example of how partnerships between financial institutions and the real sector can deliver tangible and long-term impact on economic development, stimulate investments and strengthen the resilience of the food industry in Croatia.
At the end of 2025, an investment in Mlinar was signed, led by EBRD, with a total value of up to €80 million, of which EBRD is contributing up to €50 million, alongside participation from MidEuropa and BOSQAR INVEST. To date, EBRD and the BOSQAR INVEST Group, of which Mlinar is a part, have mobilized approximately €170 million in total financing, significantly contributing to the long-term economic growth and resilience of Croatia, as well as the wider region.